Heller GMC

Pre-Owned 2025 Cadillac Escalade Sport

VIN: 1GYS9ERL1SR410985
Stock: U27222
Exterior: 
Black
Drivetrain: 
4WD
Transmission: 
10-Speed Automatic
Engine: 
6.2L V8
Fuel Efficiency: 
14 CITY / 18 HWY
Mileage: 
8,077
2025 Cadillac Escalade Sport

Heller GMC

700 W Main St.
El Paso, IL 61738
(866) 640-2023
[email protected]

Vehicle Details:

Active Aero Shutters, front
Assist steps, running board (Upgradeable to (B3L) power-retractable assist steps.)
AutoSense Power Liftgate hands-free, presence detection
Door handles, body-color
Door handles, illuminating
Glass, acoustic, laminated windshield
Glass, deep-tinted
Headlamp control, automatic leveling system
Headlamps, Adaptive Forward Lighting
Headlamps, automatic on/off
IntelliBeam, automatic high beam on/off
LPO, Wheel locks, includes 4 locks and 1 key (Included with 22 or 24 production wheels.)
Luggage rack side rails, roof-mounted, Gloss Black
Mirrors, outside heated power-adjustable power-folding, body-color, driver-side auto-dimming, integrated turn signal indicators and puddle lighting
Moldings, Gloss Black, bodyside
Rear Camera Mirror Washer
Spare tire lock, hoist shaft
Sunroof, power, panoramic with tilt, slide, express-open/close and sun shade control
Tail lamps, LED illumination
Tire, full-size spare P265/70R17 all-season, blackwall
Tires, 275/50R22SL all-season, blackwall
Wheels, 22 (55.9 cm) 6-Spoke alloy, Polished finish with Dark Android and Low Gloss finish
Windshield, solar absorbing
Wiper, rear intermittent
Wipers, front intermittent, Rainsense
Mouldings, Gloss Black, bodyside
Mirrors, outside heated power-adjustable power-folding, body-colour, driver-side auto-dimming, integrated turn signal indicators and puddle lighting
Door handles, body-colour
5G vehicle connectivity (Terms and limitations apply. See onstar.com or dealer for details.)
Adaptive Cruise Control
Adaptive Remote Start
Air conditioning, rear
Air filter, pollutant, odor and fine dust
Ambient lighting, interior, selectable, 126 colors
Audio system feature, AKG Studio 19-speaker system (Upgradeable to (UQH) AKG Studio Reference 36-speaker audio system.)
Augmented Reality live image of what is in front of the vehicle. When a navigational route is active, the system will overlay directional information on the live image being displayed
Bluetooth for phone, connectivity to vehicle infotainment system (Go to my.cadillac.com/learnAbout/bluetooth to find out which phones are compatible with the vehicle.)
Climate control, tri-zone automatic with individual climate settings for driver, right-front passenger and rear passengers (includes rear air vents)
Console, floor with covered storage, large and small storage bins, dual cup holders, electronic climate controls and second row heated seat controls. Also includes auxiliary power outlet, USB A/C ports and 110-volt outlet
Defogger, rear-window
Door lock and latch shields
Door locks, power programmable with lockout protection and delayed locking
Floor covering, color-keyed carpeting
Floor mats, color-keyed carpeted first and second row, removable (Deleted when (VYW) Premium carpeted floor mats, LPO is ordered.)
Head-Up Display, full-color, reconfigurable (includes the following views: Speed, Audio/Phone, Navigation and Performance)
Infotainment experience with 55 diagonal HD curved front display
Keyless Open includes extended range Remote Keyless Entry
Memory settings includes two presets for driver seat adjuster, outside mirrors and power tilt/telescoping steering column
Power outlet, 110-volt
Power outlet, front auxiliary, 12-volt, located in front console (Standard with (D07) Floor console with covered storage only.)
Rear Camera Mirror
Seat adjuster, driver 4-way power lumbar
Seat adjuster, driver 8-way power
Seat adjuster, front passenger 4-way power lumbar
Seat adjuster, front passenger 8-way power
Seat trim, Leather
Seats, front bucket (Includes 12-way driver and front passenger adjustments.)
Seats, heated and ventilated driver and front passenger
Seats, heated driver and front passenger
Seats, heated second row outboard seats
Seats, second row bucket, power release (May substitute (ATT) second row 60/40 split-folding bench seats.)
Seats, third row 60/40 split-bench, power-folding
Sensor, glass breakage
Sensor, vehicle inclination
Sensor, vehicle interior movement
Sill plates, illuminating, front and rear
SiriusXM with 360L Trial Subscription. SiriusXM with 360L transforms your customers' ride with our most extensive and personalized radio experience on the road. (IMPORTANT: The SiriusXM trial subscription is not provided on vehicles that are ordered for Fleet Daily Rental (FDR) use. Trial subscription is subject to the SiriusXM Customer Agreement and privacy policy, visit siriusxm.com which includes full terms and how to cancel. All fees, content, features, and availability are subject to change. Some features require GM connected vehicle services.)
Steering column lock, electrical
Steering column, power tilt and telescoping
Steering wheel controls, audio, phone, cruise control Conversation Enhancement, gap distance and heated steering wheel
Steering wheel, heated, automatic
Steering wheel, wrapped with mounted audio and cruise controls
Super Cruise a hands-free driver assistance system for use on compatible roads (Always pay attention while driving and when using Super Cruise. Do not use a hand-held device. Requires active Super Cruise plan or trial. Terms apply. Visit cadillac.com/supercruise for compatible roads and full details.)
Theft-deterrent alarm system, content theft alarm, self-powered horn
Theft-deterrent system, unauthorized entry, engine immobilizer
Universal Home Remote includes garage door opener, programmable
Wi-Fi Hotspot capable (Terms and limitations apply. See onstar.com or dealer for details.)
Window control, all windows, Express-Up/Down (auto Express-Up/Down via key fob)
Wireless Apple CarPlay/Wireless Android Auto
Wireless Phone Charging (The system wirelessly charges one compatible mobile device. Some phones have built-in wireless charging technology and others require a special adaptor/back cover. To check for phone or other device compatibility, see my.cadillac.com/learnAbout/wireless-charging or consult your carrier.)
Floor covering, colour-keyed carpeting
Head-Up Display, full-colour, reconfigurable (includes the following views: Speed, Audio/Phone, Navigation and Performance)
Wireless Phone Charging (The system wirelessly charges one compatible mobile device. Some phones have built-in wireless charging technology and others require a special adaptor/back cover. To check for phone or other device compatibility, consult your carrier.)
Air filter, pollutant, odour and fine dust
Ambient lighting, interior, selectable, 126 colours
Wi-Fi Hotspot capable (Terms and limitations apply. See onstar.ca or dealer for details.)
5G vehicle connectivity (Terms and limitations apply. See onstar.com or dealer for details.)
Air cleaner, high-capacity
Alternator, 220 amps
Automatic Stop/Start
Brake lining wear indicator
Brake rotors, Duralife
Brake, automatic vehicle hold
Brakes, 4-wheel antilock, 4-wheel disc
Capless Fuel Fill
Cooling system, extra capacity
Cooling, external engine oil cooler
Cooling, external transmission oil cooler, heavy-duty air-to-oil
Differential, electronic limited-slip
Electric Parking Brake
Electronic Precision Shift
Engine air filtration monitor
Engine control, stop/start system disable button
Engine, 6.2L V8 with Dynamic Fuel Management Direct Injection and Variable Valve Timing, includes aluminum block construction (420 hp [313.2 kW] @ 5600 rpm, 460 lb-ft of torque [623.7 Nm] @ 4100 rpm)
Exhaust, dual with polished outlets
Four wheel drive
GVWR, 7600 lbs. (3447 kg) (4WD models only.)
Hitch Guidance dynamic single line to aid in trailer alignment for hitching
Hitch Guidance with Hitch View
Keyless Start, push-button
Locking fuel door
Rear axle, 3.23 ratio
Smart Trailer Integration Indicator
Steering, Electronic Power Steering (EPS)
Suspension, Magnetic Ride Control
Tow/Haul mode selector
Trailer brake controller, integrated
Trailering App accessible through the infotainment system. Designed to help ease the process of trailering at all stages during hitching and setup, on the road and when responding to potential hazards along the way
Trailering Assist Guidelines
Trailering equipment, heavy-duty includes trailering hitch platform, 7-wire harness with independent fused trailering circuits and 7-way sealed connector
Transfer case, active, 2-speed, push-button controls includes neutral position for dinghy towing. (4WD models only.)
Transmission, 10-speed automatic electronically controlled with overdrive, tow/haul mode and tap up/tap down shifting
Transfer case, active, 2-speed, push-button controls includes neutral position for dinghy towing.
GVWR, 7600 lbs. (3447 kg)
, Wi-Fi, In-Vehicle Apps, connected by OnStar (subscription required) (OnStar plan (subscription required), working electrical system, cell reception and GPS signal required. OnStar links to (subscription required) emergency services. Service coverage varies with conditions and location. Service availability, features and functionality vary by device and software version. Data plans provided by AT&T. See onstar (subscription required).com for details and limitations.)
Airbags, dual-stage, frontal driver and right front passenger seat-mounted side-impact for driver and front passenger; knee for driver and front passenger; head-curtain for all outboard seating positions with rollover protection (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
Blind Zone Steering Assist with Trailering
Brake Assist designed to assist the driver in stopping or decreasing vehicle speed
Brakes, Hill Start-Assist/Hill hold
Buckle to Drive prevents vehicle from being shifted out of Park until driver seat belt is fastened; times out after 20 seconds and encourages seat belt use, can be turned on and off in Settings menu
Connected Cameras capable (requires future vehicle software update)
Door locks, rear child security
Enhanced Automatic Emergency Braking
Enhanced Automatic Parking Assist includes semi-automatic steering, applying limited braking, as well as shifting gears into a detected parking space
Forward Collision Alert
Front outboard Passenger Sensing System for frontal outboard passenger airbag (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
Front Pedestrian and Bicyclist Braking
HD Surround Vision
Intersection Automatic Emergency Braking
OnStar Equipped (subscription required)
OnStar Services capable (See onstar.com for details and limitations. Services vary by model. Service plan required.)
Rear Cross Traffic Braking
Rear Pedestrian Alert
Reverse Automatic Braking
Safety Alert Seat
Seat belt indicator, 2nd row
Seat belt indicator, 3rd row
Seat belts, 3-point driver and front passenger, height-adjustable, include pretensioners and load limiters
Side Bicyclist Alert
StabiliTrak, vehicle stability enhancement system with Rollover Mitigation, includes disable switch
Teen Driver a configurable feature that lets you activate customizable vehicle settings associated with a key fob, to help encourage safe driving behavior. It can limit certain available vehicle features, and it prevents certain safety systems from being turned off. An in-vehicle report card gives you information on your teen's driving habits and helps you to continue to coach your new driver
Tire Fill Alert provides visual and audible alerts outside the vehicle when inflating an under inflated tire to the recommended tire pressure
Tire Pressure Monitoring System auto learn, includes Tire Fill Alert (does not apply to spare tire)
Traffic Sign Recognition
Airbags, dual-stage, frontal driver and right front passenger seat-mounted side-impact for driver and front passenger; knee for driver and front passenger; head-curtain for all outboard seating positions with rollover protection
Front outboard Passenger Sensing System for frontal outboard passenger airbag
Teen Driver a configurable feature that lets you activate customizable vehicle settings associated with a key fob, to help encourage safe driving behaviour. It can limit certain available vehicle features, and it prevents certain safety systems from being turned off. An in-vehicle report card gives you information on your teen's driving habits and helps you to continue to coach your new driver
3 Years of OnStar Digital Services up to 3 years of Super Cruise, Safety Services, and up to 72GB vehicle data plan for Wi-Fi, In-Vehicle Apps, and Voice & Maps apps. Connected by OnStar. Info at onstar.ca. (Requires (UE1) OnStar and (UKL) Super Cruise. Term begins from vehicle delivery date. Paid subscription(s) required after trial period expires. See onstar.ca for coverage maps, terms, details and system limitations.)
Vehicle Name: Cadillac Escalade
Body Style: Sport Utility Vehicle
Body Code:
Drivetrain: Four Wheel Drive
Passenger Capacity: 7
Gross Axle Wt Rating - Front: 3700
Gross Axle Wt Rating - Rear: 4300
Curb Weight - Front: 2870
Curb Weight - Rear: 2710
Gross Vehicle Weight Rating Cap: 7600
EnerGuide Estimate - Combined: 15.0
EnerGuide Estimate - City: 16.6
EnerGuide Estimate - Hwy: 13.0
G/km Of CO2 Emissions: 352
Gross Combined Wt Rating: - TBD -
Dead Weight Hitch - Max Trailer Wt.: 5000
Dead Weight Hitch - Max Tongue Wt.: 500
Wt Distributing Hitch - Max Trailer Wt.: 7900
Wt Distributing Hitch - Max Tongue Wt.: 790
Fifth Wheel Hitch - Max Trailer Wt.:
Fifth Wheel Hitch - Max Tongue Wt.:
Maximum Trailering Capacity: 7900
Engine Order Code: L87
Engine Type: Gas V8
Displacement: 6.2L/375
Fuel System: Direct Injection
SAE Net Horsepower @ RPM: 420 @ 5600
SAE Net Torque @ RPM: 460 @ 4100
Trans Order Code: MHS
Trans Type: 10
Trans Description Cont.: Automatic
Trans Description Cont. Again:
First Gear Ratio (:1): - TBD -
Second Gear Ratio (:1): - TBD -
Third Gear Ratio (:1): - TBD -
Fourth Gear Ratio (:1): - TBD -
Fifth Gear Ratio (:1): - TBD -
Sixth Gear Ratio (:1): - TBD -
Seventh Gear Ratio (:1): - TBD -
Eighth Gear Ratio (:1): - TBD -
Ninth Gear Ratio (:1): - TBD -
Tenth Gear Ratio (:1): - TBD -
Reverse Ratio (:1): - TBD -
Clutch Size:
Trans Power Take Off:
Trans PTO Access:
Transfer Case Model: N/A
Transfer Case Gear Ratio (:1), High: 1.00
Transfer Case Gear Ratio (:1), Low: - TBD -
Transfer Case Power Take Off:
Cold Cranking Amps @ 0° F (Primary): - TBD -
Cold Cranking Amps @ 0° F (2nd):
Maximum Alternator Capacity (amps): - TBD -
Maximum Alternator Watts:
Total Cooling System Capacity: - TBD -
Engine Oil Cooler:
Frame Type: - TBD -
Suspension Type - Front: Independent
Suspension Type - Rear: Independent Multi-Link
Spring Capacity - Front: - TBD -
Spring Capacity - Rear: - TBD -
Axle Type - Front: - TBD -
Axle Type - Rear: - TBD -
Axle Capacity - Front: - TBD -
Axle Capacity - Rear: - TBD -
Axle Ratio (:1) - Front: 3.23
Axle Ratio (:1) - Rear: 3.23
Shock Absorber Diameter - Front: - TBD -
Shock Absorber Diameter - Rear: - TBD -
Stabilizer Bar Diameter - Front: - TBD -
Stabilizer Bar Diameter - Rear: - TBD -
Front Tire Order Code: XCG
Rear Tire Order Code: XCG
Spare Tire Order Code: XCQ
Front Tire Size: 275/50R22SL
Rear Tire Size: 275/50R22SL
Spare Tire Size: P265/70R17
Front Tire Capacity: - TBD -
Rear Tire Capacity: - TBD -
Spare Tire Capacity: - TBD -
Revolutions/Mile @ 45 mph - Front: N/A
Revolutions/Mile @ 45 mph - Rear: N/A
Revolutions/Mile @ 45 mph - Spare: N/A
Front Wheel Size: 22 x - TBD -
Rear Wheel Size: 22 x - TBD -
Spare Wheel Size: 17 x - TBD -
Front Wheel Material: Aluminum
Rear Wheel Material: Aluminum
Spare Wheel Material: Steel
Steering Type: Pwr
Steering Ratio (:1), On Centre: - TBD -
Steering Ratio (:1), At Lock: - TBD -
Turning Diameter - Curb to Curb: 39.5
Turning Diameter - Wall to Wall: N/A
Brake Type: Pwr
Brake ABS System: 4-Wheel
Brake ABS System (Second Line):
Disc - Front (Yes or ): Yes
Disc - Rear (Yes or ): Yes
Front Brake Rotor Diam x Thickness: - TBD -
Rear Brake Rotor Diam x Thickness: - TBD -
Drum - Rear (Yes or ):
Rear Drum Diam x Width:
Fuel Tank Capacity, Approx: 91
Aux Fuel Tank Capacity, Approx:
Fuel Tank Location:
Aux Fuel Tank Location:
Front Head Room: 42.30
Front Leg Room: 44.51
Front Shoulder Room: 65.50
Front Hip Room: 61.70
Second Head Room: 38.90
Second Leg Room: 41.75
Second Shoulder Room: 64.18
Second Hip Room: 61.00
Third Head Room: 38.20
Third Leg Room: 34.90
Third Shoulder Room: 62.69
Third Hip Room: 49.40
Wheelbase: 121
Length, Overall: 211.92
Width, Max w/o mirrors: 81.08
Height, Overall: 76.70
Overhang, Front: N/A
Overhang, Rear w/bumper: N/A
Ground to Top of Load Floor: - TBD -
Ground Clearance, Front: - TBD -
Ground Clearance, Rear: - TBD -
Rear Door Type: Liftgate
Rear Door Opening Height: - TBD -
Rear Door Opening Width: - TBD -
Side Door Type: Swing-Out
Side Door Opening Height: - TBD -
Side Door Opening Width: - TBD -
Step Up Height - Front: - TBD -
Step Up Height - Side: - TBD -
Cargo Area Length @ Floor to Console: - TBD -
Cargo Area Length @ Floor to Seat 1: - TBD -
Cargo Area Length @ Floor to Seat 2: - TBD -
Cargo Area Length @ Floor to Seat 3: - TBD -
Cargo Area Length @ Floor to Seat 4:
Cargo Area Width @ Beltline: - TBD -
Cargo Box Width @ Wheelhousings: - TBD -
Cargo Box (Area) Height: - TBD -
Cargo Volume to Seat 1: 120.5
Cargo Volume to Seat 2: 72.9
Cargo Volume to Seat 3: 25.5
Cargo Volume to Seat 4:
Model Group: Escalade
Vehicle Segment: Large Luxury Sport Utility
Vehicle Type: Sport Utility
Engine Displacement Units: 6.2
Engine Camshaft: OHV
Engine Block Type: aluminum
Engine Cylinder Count: 8
Engine Valve Count: 2
Country of Origin: United States Cadillac MPV
8-Way Power Driver Seat Adjuster
2-Presets Memory For Driver Seat Adjuster
8-Way Power Front Passenger Seat Adjuster
4-Way Power Driver Lumbar Seat Adjuster
4-Way Power Front Passenger Lumbar Seat Adjuster
Illuminating Front and Rear Sill Plates
Running Board Assist Steps
Power Panoramic Tilt-Sliding Sunroof
Electronic Limited-Slip Differential
3.23 Axle Ratio
Radio: Infotainment Experience
Integrated Trailer Brake Controller
Heated Driver and Front Passenger Seats
Heated and Ventilated Driver and Front Passenger Seats
2-Speed Active Transfer Case
Door Lock and Latch Shields
Wireless Apple CarPlay/Wireless Android Auto
Hitch Guidance with Hitch View
Wheels: 22 6-Spoke Polished Finish Alloy
Wheel Locks
Leather Seating Surfaces with Precision Perforated Inserts
Trailering Assist Guidelines
Trailering App
SiriusXM with 360L Trial Subscription
Smart Trailer Integration Indicator
Blind Zone Steering Assist with Trailering
AKG Studio 19-Speaker Audio System
Theft-Deterrent Alarm System
Vehicle Inclination Sensor
Vehicle Interior Movement Sensor
Glass Breakage Sensor
Reconfigurable Full-Color Head-Up Display
Magnetic Ride Control Suspension
4-Wheel Disc Brakes
Emergency communication system: OnStar Services capable
Apple CarPlay/Android Auto
AM/FM radio: SiriusXM with 360L
Auto High-beam Headlights
Exterior Parking Camera Rear
Front Center Armrest w/Storage
Compass
19 Speakers
Lane Departure Warning System
Heads-Up Display
Auto-dimming Rear-View mirror
Front beverage holders
Ventilated front seats
Variably intermittent wipers
Turn signal indicator mirrors
Trip computer
Traction control
Tilt steering wheel
Telescoping steering wheel
Steering wheel mounted audio controls
Steering wheel memory
Split folding rear seat
Speed control
Security system
Remote keyless entry
Rear window wiper
Rear window defroster
Rear reading lights
Rear anti-roll bar
Rear air conditioning
Rain sensing wipers
Radio data system
Power windows
Power steering
Power passenger seat
Power moonroof
Power driver seat
Power door mirrors
Passenger vanity mirror
Passenger door bin
Panic alarm
Overhead console
Overhead airbag
Outside temperature display
Occupant sensing airbag
Memory seat
Low tire pressure warning
Knee airbag
Illuminated entry
Heated steering wheel
Heated rear seats
Heated front seats
Heated door mirrors
Garage door transmitter
Fully automatic headlights
Front reading lights
Front dual zone A/C
Front anti-roll bar
Four wheel independent suspension
Dual front side impact airbags
Dual front impact airbags
Driver vanity mirror
Driver door bin
Delay-off headlights
Bumpers: body-color
Brake assist
Automatic temperature control
Auto-dimming door mirrors
Auto tilt-away steering wheel
Audio memory
Alloy wheels
Adaptive suspension
ABS brakes
3rd row seats: split-bench
Voltmeter
Tachometer
Spoiler
Power Liftgate
Navigation System
Front Bucket Seats
Electronic Stability Control
Air Conditioning
Driver Air Bag
Passenger Air Bag
Front Side Air Bag
Front Head Air Bag
Rear Head Air Bag
Climate Control
Multi-Zone A/C
A/C
Rear A/C
Security System
ABS
Cruise Control
Rear Defrost
Locking/Limited Slip Differential
Child Safety Locks
Four Wheel Drive
8 Cylinder Engine
Floor Mats
Gasoline Fuel
Keyless Entry
Power Door Locks
Heated Mirrors
Power Mirror(s)
Running Boards/Side Steps
3rd Row Seat
Power Driver Seat
Power Passenger Seat
Pass-Through Rear Seat
Leather Seats
Bucket Seats
Power Steering
Adjustable Steering Wheel
Tires - Front Performance
Tires - Rear Performance
Conventional Spare Tire
Traction Control
Aluminum Wheels
Power Windows
Intermittent Wipers
A/T
Generic Sun/Moonroof
Premium Sound System
Panoramic Roof
Satellite Radio
MP3 Capability
Heated Front Seat(s)
Privacy Glass
Variable Speed Intermittent Wipers
Rain Sensing Wipers
Steering Wheel Audio Controls
Immobilizer
Automatic Headlights
Integrated Turn Signal Mirrors
Mirror Memory
Rear Parking Aid
Driver Adjustable Lumbar
Passenger Adjustable Lumbar
Seat Memory
Active Suspension
Transmission w/Dual Shift Mode
Transmission Overdrive Switch
Remote Trunk Release
Tow Hitch
Tire Pressure Monitor
Universal Garage Door Opener
Bluetooth Connection
Telematics
Remote Engine Start
Back-Up Camera
Stability Control
Brake Assist
Keyless Start
Auxiliary Audio Input
Heated Rear Seat(s)
Cooled Front Seat(s)
Power Folding Mirrors
Passenger Air Bag Sensor
Blind Spot Monitor
Lane Departure Warning
Knee Air Bag
Automatic Parking
Heated Steering Wheel
Cross-Traffic Alert
Lane Keeping Assist
WiFi Hotspot
10-Speed A/T
Adaptive Cruise Control
Smart Device Integration
Driver Restriction Features
Aerial View Display System
Front Collision Mitigation
Front Collision Warning
Automatic Highbeams
Requires Subscription
Cruise Control Steering Assist
Driver Monitoring
Evasion Assist
Rear Collision Mitigation
Heller E-Price $102,962
Computerized Vehicle Registration Fee $35
Documentation Fee $378

Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (309) 564-2140 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.